You already know the perks of being a professional medical traveler — competitive compensation, the chance to travel the country, and opportunities to increase your skill set. But did you know that you can receive even more benefits when you travel with Fusion Medical Staffing? This is what we’re talking about.
- Health insurance plans
- Dental insurance options
- Vision plan
- Retirement 401k plan
- Employee assistance program (EAP)
- Additional resources
- Voluntary benefits
Healthcare Traveler Benefits Breakdown 2024
We know that life is easier when you’re covered. That’s why we offer incredible benefits to give you peace of mind so you can focus on your allied health or travel nursing career. Even better, your spouse, domestic partner, and children are also covered with us.
Want in on the action? Enroll in the benefits you want when you start working with us! Otherwise, you can sign up during the open enrollment period or at the time of a qualifying life event, such as marriage, divorce, gain or loss of coverage, or birth or adoption of a child.
We have what you need from health insurance plans to dental benefits to 401(k) investment and beyond. These are the benefits you’re eligible for when you travel with Fusion Medical Staffing.
Health insurance plans
Having health insurance is essential for healthcare professionals. With comprehensive medical insurance, you can be confident that any health or medical expense incurred during your travels will be taken care of without putting you into financial debt.
When you travel with us, you have options when it comes to health insurance. Fusion Medical Staffing offers three preferred provider organization (PPO) medical insurance plans through Highmark BlueCross BlueShield: one low-deductible PPO and two high-deductible PPO plans.
Each PPO plan has a calendar-year deductible. What’s a deductible? A deductible is an amount you pay for health services before insurance starts to help pay. So, how do you know which insurance plan you should sign up for?
Imagine this: you wake up one day feeling sick and decide to schedule a health care visit. With the low-deductible PPO insurance plan, you’ll pay a set copay for the visit. However, if you enroll in one of the high-deductible PPO plans, you’ll be responsible for the full cost of services until the deductible is met. Once the high deductible is met, the plan will cover 100% of services.
If you prefer to know the exact amount that you’ll pay for each doctor’s visit or medical expense, a low-deductible PPO plan may be right for you. But if you only go to the doctor for your annual visits and have no reoccurring medications, you may not be as concerned with having a copay and choose to go with a high-deductible plan.
Dental insurance options
Having dental insurance is an important part of taking care of your overall health. Regular visits to the dentist are essential for maintaining good oral hygiene and preventing gum diseases, cavities, and other dental issues that can negatively impact your health and well-being. If you’re wondering if investing in dental benefits are worth it, let us be the first to say yes.
When you travel with Fusion Medical Staffing, you can choose between two Ameritas dental plans: a high plan or a low plan. Both plans cover 100% of your annual exams, cleanings, and X-rays. However, only the high plan has orthodontia coverage.
Which plan is right for you? Let’s say that you only visit the dentist for your annual exams, cleanings, and X-rays, and you don’t foresee any dental procedures in the near future. In that case, a low plan may be the right fit. On the other hand, if you or your child needs braces, you may want to consider the high plan, which includes orthodontia services.
No matter which dental plan you go with, Ameritas offers additional rewards for its members. All you have to do to reap the added benefits is visit your dentist at least once a year and keep paid claims under your dental benefits threshold. Then, you could carry over up to $250 to the next year’s maximum. As a bonus, if you see an in-network Ameritas provider, you could add an additional $100 to the following year’s maximum.
In 2024, we’re adding another layer to dental insurance with the option to sign up for Soundcare hearing health benefits at no additional cost to you if you’re enrolled in the Ameritas dental insurance plan. What that means is you’ll receive a $75 allowance for a comprehensive hearing exam, a $40 allowance for hearing aid maintenance and repairs, plus a $250 year one maximum benefit with the opportunity to increase that max cash benefit over time.
Seeing is an integral part of the job of healthcare professionals, whether you’re a nurse or allied health traveler, so it’s important to have vision insurance. Not only does it provide coverage for routine eye exams and corrective lenses, but it can also help with more serious health issues related to eyesight, like glaucoma or cataracts.
Through Fusion Medical Staffing, you have the option to enroll in vision coverage with Ameritas VSP Choice Network. This vision plan offers an annual eye exam covered in full, as well as an allowance for new glasses or contact lenses.
Retirement 401(k) plan
Although retirement may seem like a long way away, future you will thank you for investing in a 401(k). Having a 401(k) is an important part of your financial security because it allows you to save for retirement while also taking advantage of tax incentives and employer-matching contributions. Investing in a 401(k) now could mean more money available for retirement later on down the road.
Fusion Medical Staffing offers Roth and pre-tax retirement plans for medical travelers through Empower Retirement. Employees are eligible to start contributing to their 401(k) after 30 days of employment, which is also when Fusion Medical Staffing will start matching contributions. The matching contributions are calculated at 100% for the first 3% and 50% for the next 2% of employee contributions.
Employee assistance program (EAP)
Another perk of traveling with us is gaining access to the TELUS Health EAP at no cost to you. Through TELUS Health, Fusion Medical Staffing healthcare travelers and their family members have access to free and confidential support. Whether you’re in need of mental, financial, physical, or social resources, the TELUS Health EAP has what you need. Plus, this EAP offers 24/7 confidential support, five free counseling sessions, and a perks and discounts program when shopping online.
Planning to start or expand your family? Consider taking advantage of Baby Blueprints. This free program is designed to support women’s health before, during, and after pregnancy with help from a women’s health specialist. Covered by your medical insurance plan, Baby Blueprints has the resources you need to feel prepared to welcome your little one.
Diabetes prevention program
Prediabetes is a condition that affects many people each year. The good news is that it’s reversible if discovered and managed early in your care. With access to these preventive services through a free diabetes prevention program, you can learn more about how to enhance your health and wellness and avoid type two diabetes.
Capella University discount
Yearning to expand your knowledge but don’t have the funds to pay for classes? Let us help. We’ve partnered with Capella University to make it easier for you to enroll in flexible degree programs at a significant discount. From certifications to bachelor’s and master’s degrees, to doctoral programs, Capella University has what you’re looking for.
When you study at Capella University and travel with Fusion Medical Staffing, you can get 50% off your first 12-week session tuition, plus a 10% tuition discount for each subsequent session. Plus, Capella University rewards scholarships ranging from $2,500 to $20,000!
In addition to health, dental, and vision insurance, we also offer voluntary benefits through Aflac, including accident insurance, critical illness insurance, and identity theft protection. These added benefits are not meant to replace your medical insurance coverage, but to supplement what you currently have. Check out the pros of these voluntary benefits.
- Provides a cash benefit in the event of an accidental off-the-job injury
- Payment can be used for everyday living expenses
- Receive a $50 annual wellness benefit when you get your annual checkup
Critical illness insurance
- Provides a cash benefit to help cover costs of covered critical illnesses
- There is no exclusion for pre-existing conditions
- Coverage is available to employees, their spouses, and their children
Identity theft protection
- Offers identity and credit monitoring for yourself and your family members
- Includes 24/7 remediation assistance
- Provides a $1 million insurance policy
- Helps provide protection and assistance with expensive hospital bills
- Makes payments directly to your policyholder to reduce hospital costs
We’re not kidding when we say we have you covered. As a Fusion Medical Staffing traveler, you have access to top-tier benefits, including medical insurance coverage, vision insurance, and critical illness insurance. Plus, other perks like weekly per diems, housing assistance, and high-paying job opportunities. Become a Fusion Medical Staffing traveler and start reaping the benefits!
Have questions about your allied health and travel nursing career benefits? Contact the Fusion Medical Staffing benefits team at Benefits@FusionMedStaff.com.