Fusionmedstaff

Fusion Traveler Benefits Breakdown 2025

November 6, 2023

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Megan Bebout

Fusion benefitsYou already know the perks of being a professional medical traveler — competitive compensation, the chance to travel the country, and opportunities to increase your skill set. But did you know that you can receive even more benefits when you travel with Fusion Medical Staffing?

We know that life is easier when you’re covered. That’s why we offer incredible benefits to give you peace of mind so you can focus on your allied health or travel nursing career. Even better, your spouse, domestic partner, and children could also be covered with us.

Want in on the action? Enroll in the benefits you want when you start working with us! Otherwise, you can sign up during the open enrollment period or at the time of a qualifying life event, such as marriage, divorce, gain or loss of coverage, or birth or adoption of a child.

Download a benefits terminology cheat sheet.

We have what you need from health insurance plans to dental benefits to 401(K) investment and beyond. These are the many benefits you may be eligible for when you travel with Fusion Medical Staffing.

 

Fusion Traveler Benefits Breakdown 2025

 

Health insurance plans

Having health insurance is essential for healthcare professionals. With comprehensive medical insurance, you can be confident that any health or medical expense incurred during your travels will be taken care of without putting you into financial debt.

When you travel with us, you have options when it comes to health insurance. Fusion Medical Staffing offers three medical plans through Highmark Blue Cross Blue Shield that provide comprehensive medical and prescription drug coverage, as well as additional tools and resources to help you maintain a healthy lifestyle.

Each preferred provider organization (PPO) plan has a calendar-year deductible — aka, an amount you pay for health services before insurance starts to help pay. So, how do you know which insurance plan you should sign up for?

Imagine this: you wake up one day feeling sick and decide to schedule a health care visit. With a lower deductible PPO insurance plan, you’ll likely pay a set copay for the visit. With one of the higher deductible PPO plans, you’ll be responsible for the full cost of services until the deductible is met. Once the high deductible is met, the plan will cover 100% of the services.

Regardless of which healthcare insurance plan you opt for, you could also benefit from PrudentRx. This free, specialty prescription copay assistance program could help cover the cost of your medications.

Having health insurance as a provider is an essential layer of security and empowers you to focus on providing quality care to your patients without worrying about your own well-being.

Dental insurance options

Having dental insurance is an important part of taking care of your overall health. Regular visits to the dentist are essential for maintaining good oral hygiene and preventing gum diseases, cavities, and other dental issues that can negatively impact your health and well-being. If you’re wondering if investing in dental benefits is worth it, let us be the first to say yes.

When you travel with us at Fusion Medical Staffing, you can choose between two Ameritas dental plans: a high plan or a low plan. Both plans cover 100% of your annual exams, cleanings, and X-rays. However, only the high plan has orthodontia coverage.

Dental insuranceNo matter which dental plan you go with, Ameritas offers additional rewards for its members. To reap the added benefits, just visit your dentist at least once a year and keep your claims under your dental benefits threshold. You could carry over up to $250 to the next year’s maximum. As a bonus, if you see an in-network Ameritas provider, you could add an additional $100 to the following year’s maximum.

Another layer of dental insurance offered is the option to sign up for SoundCare Hearing Health Benefits at no additional cost to you if you’re enrolled in the Ameritas dental insurance plan. What that means is you’ll receive a $75 allowance for a comprehensive hearing exam, a $40 allowance for hearing aid maintenance and repairs, plus a $250 year-one maximum benefit with the opportunity to increase that max cash benefit over time.

Vision plan

Seeing is an integral part of the job of healthcare professionals, whether you’re a nurse or allied health traveler, so it’s important to have vision care. Not only does it provide coverage for routine eye exams and corrective lenses, but it can also help with more serious health issues related to eyesight, like glaucoma or cataracts.

Through Fusion Medical Staffing, you have the option to enroll in vision coverage with an Ameritas vision (VSP) plan. This vision plan offers an annual eye exam covered in full, as well as an allowance for new glasses or contact lenses.

Retirement 401(K) plan

Although retirement may seem like a long way away, future-you will thank you for investing in a 401(K). And with us, you have the option to participate in one!

Having a 401(K) is an important part of your financial security because it allows you to save for retirement while also taking advantage of tax incentives and employer-matching contributions. Investing in a 401(K) now could mean more money available for retirement later down the road.

Fusion Medical Staffing offers retirement plans for travel nurses and allied travelers through Principal. Employees are eligible to start contributing to their 401(K) after 30 days of employment, which is also when Fusion Medical Staffing will start matching contributions. The matching contributions are calculated at 100% for the first 3% and 50% for the next 2% of employee contributions.

Employee assistance program (EAP)

Another perk of traveling with us is gaining access to the TELUS Health EAP at no cost to you. Through TELUS Health, Fusion Medical Staffing healthcare travelers and their family members have access to free and confidential support.

Employee assistanceWhether you’re in need of mental, financial, physical, or social resources, the TELUS Health EAP has what you need. Plus, this EAP offers 24/7 confidential support, five free counseling sessions, and a perks and discounts program when shopping online.

Additional resources

Sword

Sword is a free digital health program available through Highmark Blue Cross Blue Shield. It includes two main features, Thrive and Bloom.

Thrive focuses on joint health with services like physical therapy available, whereas Bloom specializes in pelvic floor therapy.

The best part? Since this program is part of your health plan, you can access it confidently, knowing it’s here to support your journey of health and wellness.

Baby Blueprints

Planning to start or expand your family? Consider taking advantage of Baby Blueprints. This free program is designed to support women’s health before, during, and after pregnancy with help from a women’s health specialist. Covered by your medical insurance plan, Baby Blueprints has the resources you need to feel prepared to welcome your little one.

Diabetes prevention program

Prediabetes is a condition that affects many people each year. The good news is that it’s reversible if discovered and managed early in your care. With access to these preventive services through a free diabetes prevention program, you can learn more about how to enhance your health and wellness and avoid type two diabetes.

Capella University discount

Yearning to expand your knowledge but don’t have the funds to pay for classes? Let us help. We’ve partnered with Capella University to make it easier for you to enroll in flexible degree programs at a significant discount. From certifications to bachelor’s and master’s degrees, to doctoral programs, Capella University has what you’re looking for.

University discountWhen you study at Capella University and travel with Fusion Medical Staffing, you can get 50% off your first 12-week session tuition, plus a 10% tuition discount for each subsequent session. Plus, Capella University rewards scholarships ranging from $2,500 to $20,000!

Voluntary benefits

In addition to health, dental, and vision insurance, we also offer voluntary benefits through Aflac, including accident insurance, critical illness insurance, identity theft protection, and hospital indemnity insurance.

These added benefits are not meant to replace your medical insurance coverage, but to supplement what you currently have. Check out the pros of these voluntary benefits.

Accident insurance

  • Provides a cash benefit in the event of an accidental off-the-job injury
  • Payment can be used for everyday living expenses
  • Receive an annual wellness benefit when you get your annual checkup

Critical illness insurance

  • Provides a cash benefit to help cover the costs of covered critical illnesses
  • There is no exclusion for pre-existing conditions
  • Coverage is available to employees, their spouses, and their children

Identity theft protection

  • Offers identity and credit monitoring for yourself and your family members
  • Includes 24/7 remediation assistance
  • Provides a $1 million insurance policy

Hospital indemnity

  • Provides protection and assistance with expensive hospital bills
  • Payments made directly to your policyholder to reduce hospital costs

Frequently asked questions

When can I enroll or make changes to my benefits plan?

There are a couple ways you can update your employer benefits — during open enrollment or because of a qualifying life event.

The open enrollment period allows you to review and update your coverage options. But if you experience a major life change like marriage, childbirth or adoption, or losing health coverage, you may qualify to adjust your benefits to fit your new circumstances outside of the open enrollment period.

When do my traveler healthcare benefits start?

All Fusion-offered healthcare traveler benefits start on day one of your employment date. That means you don’t have to wait for the end of a grace period to start utilizing your insurance; instead, it’s active as soon as you start with us.

How do Fusion’s benefits compare to other allied health and travel nursing agencies?

Our travelers constantly tell us how our benefits stand out from others’. From comprehensive health coverage to exclusive perks and reimbursements, we’re always looking for ways to take care of you so you can spend more time doing what you love.

Fusion benefits“I love the benefits at Fusion Medical Staffing,” said Travel Nurse Monica. “They’re competitive in comparison to other companies.”

We’re not just about providing benefits, but rather creating a supportive experience that embodies our mission of improving lives. With Fusion, you’re not just a healthcare traveler — you’re an invaluable team member working toward a shared goal of making a positive impact in the lives of others.

 

 

We’re not kidding when we say we have you covered. As a Fusion Medical Staffing traveler, you have access to top-tier benefits, including medical insurance coverage, vision insurance, and critical illness insurance. Plus, other perks like weekly per diems, temporary housing resources, and high-paying job opportunities. Become a Fusion Medical Staffing traveler and start reaping the benefits!

Have questions about your allied health and travel nursing career benefits? Contact the Fusion Medical Staffing benefits team at Benefits@FusionMedStaff.com.